Amazon Credit Brokerage Programme

A credit brokerage programme
for Amazon sellers

Designed to help you grow your business
Amazon Credit Brokerage Programme¹ supports small and medium-sized businesses and provides eligible Amazon sellers with access to financing.
Amazon seller app screen with loan summary

Your goals financed with Amazon credit brokerage programme

Amazon credit brokerage programme is here to help your business succeed by letting you free up cashflow and invest in the areas of your business that make sense. Join thousands of Amazon sellers who have already taken advantage of Amazon financing solutions to help grow their business, and start financing your goals today.
"The process of applying for a loan from ING via Amazon is super easy and un-bureaucratic. The loan enabled us to grow our furniture online shop and expand our Amazon offering."
your goals financed - beauty

Eligible small businesses can borrow up to €2.000.000 in business funding.

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Choose your preferred funding type
Decide between a term loan, a line of credit or a merchant cash advance. With flexible payment and repayment options based on your business's needs.
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Focus funds where you need them
Whether that's increasing inventory, investing in product development, expanding your advertising reach, or expanding into other markets.
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Apply and get approved quickly
Apply in less than 10 minutes and receive a credit decision within 48 hour 2, giving you more time to focus on what how you'll use the funding.

Available products

We are constantly expanding to build a portfolio of financing tools for all your business needs, through partnering with third parties to provide a variety of products to support sellers.

Product Description

Product Interest Rate

Payment Term

Product Provider

Term Loan
Credit you can plan with

Receive a one-off payment of your specific amount and pay back with fixed monthly instalments over a 12-month term, with the option to pay back earlier free of charge.

Best for Larger projects where you're planning long-term and are growing continuously.
Fixed interest rate
12 months, with the option to renew based on your needs.
ING: ING Germany works with Amazon to support small and medium-sized businesses and provides eligible Amazon sellers with access to credit.
Business Line of Credit (LoC)
Credit where you choose when and how you use it.

Receive a line of credit that can be used at any time, where you only pay interest on the amount used, and with a monthly minimum repayment of 8%.

Best for Ad-hoc use during seasonal peaks and sales events.
Interest accrues at a fixed rate on the drawn balance, so sellers only pay interest on the funds it is using.
Unlimited, based on your Amazon sales.
ING: ING Germany works with Amazon to support small and medium-sized businesses and provides eligible Amazon sellers with access to credit.
Merchant Cash Advance (MCA)
Flexible loan that you only pay back when you generate sales

A sum of funding with flexible repayment and no late fees, providing you with a sustainable way to grow your business. It ties repayment to a portion of your future sales for a one-time fixed fee. You will repay as you earn with no additional fees or interest charged.

Best for small and medium-sized businesses that need flexible financing terms.
There is no interest on a merchant cash advance, you simply pay a one-time fixed fee.
There is no fixed term, repayments are tied to sales revenue so the time to repay will vary depending on the amount of business sales you generate.
YouLend: YouLend works with Amazon to unlock the growth potential of sellers. YouLend has provided over 150,000 fast, flexible financing solutions to small and medium businesses.

Getting started with Amazon Credit Brokerage Programme

Providing a straightforward approach to business financing, we make the process easy so you can focus on more important things, like growing your business.

Step 1

Choose a financing option that meets your business’s needs from the options available to you

Step 2

Click ‘Start Application’ next to the financing option, you’ll be redirected to the third-party provider’s site.

Step 3

Once your application is submitted, a financing decision is provided within less than two business days.

Step 4

Once your application is approved and you've accepted the terms, the funds will be disbursed into your account, usually within two business days.

Frequently Asked Questions

Get answers to the frequently asked questions about Amazon Credit Brokerage Programme.
How do I find out if I am eligible to apply for financing?
After logging in to Seller Central, click on Credit Brokerage under the Growth tab in the dropdown menu to view your offers.
What financing options are available for companies through the Amazon Credit Brokerage Programme?
Amazon Credit Brokerage Programme and third-party partners provide a range of financial solutions to give sellers maximum flexibility. A term loan, business line of credit, and a merchant cash advance are available to eligible businesses. At any given time, your business may be eligible to apply for one or more financing options from Amazon’s select financial partners.
Can I apply for multiple products?
At any given time, your business may be eligible to apply for one or more financing options from Amazon’s select financial partners. If your application is approved, you can only accept one financing offer.
What are some typical uses for the financing?
Common uses of working capital include buying inventory, increasing cost or production efficiency, bulk purchasing, investing in product development, covering advertising costs, or building business infrastructure.
How can I increase the chances of getting my loan application approved?
In addition to your sales performance on, financing providers may also be evaluating the credibility of your company based on your Crefo-scores. Make sure your business data registered with score is up-to-date.

Finance your business growth with the Amazon Credit Brokerage Programme

two Amazon boxes
1 Disclaimer: This programme is offered by Amazon LS Germany GmbH. Amazon LS Germany GmbH provides information about the credit offers available to you from the selected third-party lenders and acts solely as a credit intermediary pursuant to Section 34c of the German Trade Regulation Act. You can find more information about Amazon LS Germany GmbH here. The terms and conditions of ING and YouLend apply.
2 As part of the application due diligence process, ING or YouLend may require additional documentation or information to approve your business’s finance. Additional processing time may be required to complete this review.
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